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Wednesday, 23 April 2014

Solitaire Engagement Rings Versus Vintage Rings

One of the most beautiful kinds of engagement rings is the solitaire engagement ring. Not only is it a timeless classic that will never go out of style, but it truly is splendid to see a diamond showcased in such a lovely manner. Some women prefer other kinds of rings, but the solitaire rings are the most popular right now.

Vintage rings have been gaining in popularity in the past few years. They usually contain a halo around the center diamond that adds to the ring's luster and beauty. These rings often contain lots of intricate metal work in the band. This very detailed design gives the ring a "busy" look to some women. To other women, this look gives the ring a classic feel and reminds them of generations past. If your lady loves to find treasures at the thrift store and enjoys being creative in the clothes she makes for herself, then she would certainly love a vintage style ring. However, if your lady is very structured in her life and prefers clean lines and organization, then she just may prefer a solitaire engagement ring. This ring is simple but elegant and is perfect for a lady who possesses the same qualities.

Tuesday, 15 April 2014

For Accurate Replacement Value, Get a Fine Jewelry Appraisal

There may be many reasons that you want to know the exact value of your fine jewelry. One of the most importance reasons should be for insurance purposes. Just as with any valuable possession you own, it is just as important to obtain insurance for your jewelry. If you have fine jewelry that you have yet to insure, it is important for you to seek out professional jewelry appraisal services promptly. Even if you have a bill of sale stating the value of the piece when you purchased it, it is highly advised to have your jewelry appraised every three years. This is necessary even if you are covered by homeowners insurance. Without an appraisal you may not have adequate coverage. Over the years, the value of your jewelry and gemstones can change frequently with substantial variations in worth. If your last appraisal is more than two years old it is very likely it is out dated and could cause your jewelry to be insured for less than its actual value. In turn, if your jewelry is damaged, lost, or stolen, you could take a serious financial loss.

Appraisal of your fine jewelry at Brian Michaels Jewelers is very affordable and is not charged according to the value of your jewelry. The cost will be set according to the amount of time it takes a trained professional to perform it. It is also very affordable to obtain insurance. It is estimated that annual costs will average $1 to $2 for every $100 the appraised value. If your jewelry is valued at $1,000 to replace, you can estimate your annual cost to be in the $10 to $20 range. It is immensely worth any time, effort and cost to make sure your valuables are fully protected in the event that something should happen.